Council home contents insurance

Let’s protect what makes your place a home.

We have teamed up with Royal & Sun Alliance insurance company to provide low-cost contents insurance specifically for North West Leicestershire District Council residents.

As your landlord, we insure the building and anything we provide, but we don’t cover your home’s contents and belongings. Ask yourself, would you need help with the cost of putting things right after a kitchen fire, a burst pipe, or a break in? Tenants contents insurance financially protects the contents in your home, should the worst happen.

What you need to know about RSA’s tenants contents insurance

• Tenants contents insurance financially protects the contents in your home, garage, and shed.
• Cover includes improvements you make to your home, such as new laminate flooring or a fitted kitchen
• Prices start from as little as 45p per week, £1.47 per month, or £15.65 for 12 months of cover*

*Prices shown are for £4,000 of contents insurance cover, based on postcode area and include a transaction fee. They exclude accidental damage and optional covers. The price you pay will depend on your individual circumstances, postcode and cover chosen. RSA price data June 2023.

• You can pay weekly, fortnightly, monthly, or in one upfront payment until your yearly review date – whatever suits you best.
• No nasty surprises – no excess on claims and no fees for changing your details or cancelling your policy
• You don’t have to have special door or window locks – as long as your external doors lock, it’s fine.
• You can upgrade your cover to protect your home’s contents against accidental damage.
• You have the option to protect your belongings whilst away from your home, and if you have them, you can also cover your bicycles, hearing aids, and wheelchair/mobility scooter(s) whilst away from your home.
• More than 25,000 tenants have already chosen RSA’s tenants contents insurance**, so they understand what you need from them.

**Number of customers with an active tenants contents insurance policy – April 2023.

• As your landlord, we’ve given our thumbs-up to RSA’s tenants contents insurance so you know you’re in safe hands.
• RSA will be there for you, if you ever need to make a claim and will put things right as quickly as they can.
• In the last three years, RSA has paid more than 3,700 claims with a value of £2.5 million***

***RSA claims data January 2020 – Dec 2022.

This is a monthly policy, so you’re only committing to a contract each month when you pay for it to renew. Your price and cover will stay the same each month, unless you want to change it. On a set date each year there is a review of your policy terms, conditions and price, which may mean they will change. RSA will send you everything you need to know about this. So you can decide if you want to continue with the policy or not.

Ready to find out more?

If tenants contents insurance sounds like a good idea, you can find out more and apply today.

• Apply Online – www.rsainsurance.co.uk/tenants-contents-insurance
• Call 0345 671 8172 if you have any questions or would like to apply by phone.
• Download the Application PDF Form - RSA THCI Form 2025 (PDF Document, 0.73 Mb)
• Download the RSA Insurance Product Information Document – IPID 2025 (PDF Document, 0.1 Mb)
• Download the Essential Information Document - EID 2025 (PDF Document, 0.1 Mb)

Submitting a claim

We know that submitting a claim for home contents insurance can be very stressful.

To help the process you can now access an online claims portal provided by the insurer. You can use the portal to submit a claim and track its process – all in one place.

You can find the claims portal here.

Please note that you may be able to find more price competitive insurance by using price comparison sites.